Sometimes the Kool-Aid comes and kicks you in the butt. I have been reading Dave Ramsey’s Total Money Makeover everyday and I’m almost done with it. It’s a great book and I recommend it. Step one after making your budget and writing out your debt is saving $1000.00 in an emergency fund. He says that you will never get around to paying off your debt if you don’t have the cushion in case of an emergency. If you don’t have the cash you will end up charging your “emergency” and the cycle continues. As I’m reading the book I am half heartily thinking “I can do this. But maybe I will just skip step 1. Go straight to paying off debt”. Well last night I realized exactly why he has this step in place.
Most nights when it’s not extremely cold or raining we take the girls for a walk around the neighborhood after dinner. It’s a nice little ritual the girls enjoy. Last night as we were heading out I ran back inside the house to get my phone off the charger. I really don’t need it but I will admit having my phone with me at all times is like a security blanket. It was dark when we went for our walk and without realizing it my phone ended up falling. I didn’t realize it was missing until we got home and we went searching for it but were unable to find it. I have (or had) an iPhone. I love my phone. I do a lot on it. But they are expensive. And I don’t have the money to buy a replacement phone cash. But I can’t be without a phone. So last night after searching for the lost phone I ended up charging the purchase of a new phone. There went $200.00.
Now I know I could have gotten a much cheaper phone but I do use my phone for a lot. Including listing on eBay. On my phone I had 10 items ready to be listed. What I do is I take pictures of the items when I get a chance on my phone. Then I take notes of description and measurements and save that on my phone. When I’m ready to list I open up the app, download the pictures and crop as needed and copy and paste description and measurements. I can do that anywhere I’m at including sitting at swimming class, waiting at the DMV, as a passenger while someone else is driving. Even if I am cut short and can’t finish listing an item I can save the listing as is and continue at another time. I love eBay mobile. If I feel the listing needs more I can always go back on my laptop when I get a chance and do a quick tweak. I also find that listing on my iPhone ensures that my listing is mobile friendly. I always go back on my phone and check the listing as a “buyer” to make sure it’s easy to ready.
I know most people do their listing on their laptop but with my busy scheduled if I relied on my laptop I would never get any listings done. Does anyone else do their listings on their phone?